Savings

'seɪvɪŋz

nounBeginnerVery CommonBusiness

Definitions

2 meanings
1

Money that is not spent, but kept for future use.

'seɪvɪŋz

nounneutralBeginner
Business

Money kept in a safe place.

He had significant savings set aside for his retirement.

💡 Simply: Imagine you have a piggy bank. Your savings are all the coins and money you put in there to keep for later, like buying a toy or going on a trip!

👶 For kids: Money you keep instead of spending it.

More Examples

2

It's wise to have some savings for emergencies.

3

They depleted their savings to cover the unexpected medical bills.

How It's Used

Finance

"She put her savings into a high-yield savings account."

Personal Finance

"Their savings helped them during the economic downturn."

2

The act of saving time, resources, or money by reducing costs or avoiding waste.

'seɪvɪŋz

nounneutralmedium
General

The act of reducing expenses.

The new policy led to significant savings in administrative costs.

💡 Simply: It's like finding ways to not waste things. For example, turning off the lights to save electricity is a way of having energy savings!

👶 For kids: When you use less of something, like turning off the lights to save electricity.

More Examples

2

Their efforts resulted in considerable water savings.

3

They achieved savings in time and effort through automation.

How It's Used

Business

"The company implemented several cost-saving measures to increase savings."

Environmental

"Energy savings are crucial for reducing our carbon footprint."

Tip:Relate savings here to the act of saving something else, like time or energy.

Idioms & expressions

rainy day savings

Money saved for unexpected expenses or emergencies.

"It's important to have rainy day savings in case of job loss or health emergencies."

From the verb 'save', derived from Old French 'sauver' and ultimately from Latin 'salvare' meaning 'to save'. The -s ending indicates the plural form, often referring to accumulated funds.

Used in financial contexts from early modern English, reflecting growing importance of trade and commerce.

Memory tip

Think of the word 'safe' – it is where you keep your savings.

savinssaveingssavngs

Usage

40%Spoken
60%Written